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Consumer Card POID: KCFH:9998
Terms and Conditions
Additional Rates and Fees Apply
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1. First Checked Bag Free:
Benefit is limited to Basic Card Members (not Additional Card Members) with the Delta SkyMiles® Gold or Gold Business, Delta SkyMiles® Platinum or Platinum Business, or Delta SkyMiles®
Reserve or Reserve Business American Express Card. Reservation must include the Basic Card Member’s SkyMiles number. Fee waiver also available for passengers traveling on the same reservation as the Basic Card Member. Maximum nine waivers per reservation. Waiver is only for standard bag fee, if any, for the first checked bag that is not overweight and not oversize under Delta’s applicable rules as set forth in Delta’s contract of carriage. Additional checked bags will be subject to the applicable baggage fees as outlined by Delta’s rules and the purchased fare as set forth in Delta’s contract of carriage. The first checked bag fee waiver will only be
applied on flight segments which originate on a Delta or Delta Connection®
carrier when you check-in with Delta for both a Delta marketed and Delta operated flight. Codeshare flights are not eligible. New Card Members and Card Members upgrading from another Delta SkyMiles Card product will be eligible for the checked baggage fee waiver benefit after receiving their Card from American Express. Waiver is not available to passengers who are already receiving one or more checked bags free (for example, due to itinerary purchased, Medallion Status, or active duty military status). Offer terms and conditions subject to change. Additional terms, conditions and restrictions may apply. See
delta.com/firstbagfree for details.
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2. Second Checked Bag Free:
Benefit is limited to Basic Card Members (not Additional Card Members) with the Delta SkyMiles® Gold or Gold Business, Delta SkyMiles® Platinum or Platinum Business, or Delta SkyMiles®
Reserve or Reserve Business American Express Card (each, an “Eligible Card”). Reservation must include all traveling Basic Card Members’ SkyMiles numbers; if a Basic Card Member’s SkyMiles number is not provided at the time of booking, it must be added before check-in or bag payment to enjoy the benefit. This benefit is available once per Eligible Card per direction of travel on a qualifying itinerary. Fee waiver is also available for Basic Card Members (not Additional Card Members) holding an Eligible Card who are passengers traveling on the same reservation. Waiver is only for standard bag fee, if any, for a second checked bag that is not overweight and not
oversize under Delta’s applicable rules as set forth in Delta’s contract of carriage. Additional checked bags beyond the second checked bag will be subject to the applicable baggage fees as outlined by Delta’s rules and the terms of the purchased fare as set forth in Delta’s contract of carriage. The second checked bag fee waiver will only be applied to tickets whose origin and destination are within the United States (U.S. 48, Alaska, Hawaii, Puerto Rico, and the U.S. Virgin Islands) on a Delta or Delta Connection®
carrier when you check-in with Delta for both a Delta-marketed and Delta-operated flight. Codeshare flights are not eligible. New Card Members and Card Members upgrading from another Delta SkyMiles Card product will be eligible for the second checked baggage fee waiver benefit after receiving their Card from American Express. Waiver is not available to passengers who are already receiving two or more checked bags free (for example, due to itinerary purchased, Medallion Status, or active-duty military status). Benefit terms and conditions are subject to change. Additional terms, conditions and restrictions may apply.
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3. You can earn 70,000 bonus miles after you make $3,000 or more (the "Threshold Amount") in eligible purchases on your Delta SkyMiles®
Gold American Express Card within your first 6 months of Card Membership starting from the date that your account is opened. Miles will be credited to your account 8-12 weeks after you reach the Threshold Amount. Bonus Miles may appear on your account in more than one deposit. To receive the 70,000 bonus miles, your Card account must not be canceled or past due at the time of fulfillment. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases to meet the spend requirement do NOT
include fees or interest charges, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of any cash equivalents. Additional Card Members on your account are not eligible for their own offer.
Your period to spend $3,000 may be shorter than 6 months depending on when you receive your Card. Also, purchases may fall outside of the 6 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, if you buy goods online, the purchase date may be the date the goods are shipped).In rare circumstances, you may need to pay down your balance during the billing cycle to help free up your available credit to make purchases to meet the Threshold Amount. It may take a few days after payment for your available credit to be updated.
If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, including if you return purchases you made to meet the Threshold Amount, we may not credit, we may freeze, or we may take away the Bonus Miles from your Card Account. We may also cancel any Card Accounts you have with us.
Offers may vary and you may see different offers in different advertisements. To take advantage of this specific offer, apply through this advertisement. This offer is not transferable. If your application is not received by 8/19/2026 at 11:59 PM MST, we will not process your application for this offer even if we later receive your application. American Express reserves the right to modify or revoke this offer at any time.
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4. The introductory annual fee for the Delta SkyMiles® Gold American Express Card will be $0 for the first year of Card Membership. After that, the annual fee will be $150.
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5. Delta Gold $120 Rideshare Credit:
Enrollment through American Express is required to receive this benefit and is available starting 12 months from the date the Card Account is opened. Only Basic Card Members or Authorized Account Manager(s) on a Delta SkyMiles® Gold and Gold Business American Express Card (each, an “Eligible Card”) can enroll in the benefit in the Benefits section of their americanexpress.com
online account or by calling the number on the back of their Eligible Card. Please note, enrollment may take up to 24 hours to take effect on your Eligible Card. Enrolled Basic Card Members can earn up to $10 in statement credits per month each year when the Basic Card or Additional Cards on the enrolled Eligible Card Account are used to make eligible purchases in the U.S. with the following rideshare services: Uber, Lyft, Curb, and Alto, which are subject to change. Delta SkyMiles® Gold Card Members who transfer from a Delta SkyMiles®
Platinum or Reserve Card are eligible immediately and are not subject to the 12 month requirement. Eligible purchases can be made by both the enrolled Basic Card Member and any Additional Card Members on the enrolled Eligible Card Account. However, the total amount of statement credits for eligible purchases will not exceed $10 per month (for a total of $120 in statement credits per calendar year) per enrolled Eligible Card Account.
Eligible purchases are for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of traveler's checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person transactions, or purchases of any other cash equivalents. Eligible purchases do not include delivery services (for example, food, packages, groceries, pet food, toys or retail clothing), bikeshare, scooter, car rental, transit, membership or subscription, or any other non-rideshare services offered by the rideshare providers. Please allow up to 8 weeks after an eligible purchase is charged to the enrolled
Eligible Card Account for statement credit(s) to be posted to the Eligible Card Account. Please call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. American Express relies on the merchant's processing of transactions to determine the transaction date. If there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date then your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to
us as occurring on January 1st, the January statement credit would be applied. If you have transferred to a different Card at the time the merchant submits the transaction, you may not receive the statement credit. Statement credits may not be received or may be reversed if the eligible purchase is cancelled, refunded or modified.
American Express also relies on information provided to us by the merchant to identify eligible purchases. If American Express does not receive information that identifies the transaction as an eligible purchase, the Basic Card Member will not receive the statement credit. Basic Card Members may not receive the statement credit if we receive inaccurate information or are otherwise unable to identify your purchase as eligible, if the transaction is made with an electronic wallet or through a third party (such as an app store), or if the merchant uses a mobile or wireless card reader to process it.
To be eligible for this benefit, the Eligible Card Account must not be cancelled or past due at the time of statement credit fulfillment. If American Express, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If your Eligible Card is enrolled in the benefit and you replace your Eligible Card, please check the Benefits section of your
americanexpress.com account, mobile app or call the number on the back of your Eligible Card to confirm your continued enrollment in the benefit.
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6. $200 Delta Flight Credit:
If, in any calendar year, eligible purchases on the Delta SkyMiles Gold or Gold Business American Express Card Account total $10,000 or more (the “Purchase Requirement”), the Basic Card Member will receive a $200 Delta eCredit (the “Credit”) in their SkyMiles account that can be used toward a Delta flight purchase. Delta flight purchases are limited to purchases of Delta-marketed flights made on delta.com
or with Delta Reservations. The Credit may also be applied toward the Delta airfare portion of a Delta Vacations package. The Credit will be issued as a Delta eCredit, which will be available in “My Profile” on delta.com
under “Certificates, eCredits, and Vouchers.” To use the Credit, refer to the certificate number, redemption code, and redemption instructions that will be sent to the email address listed on your Delta SkyMiles account. The Credit is only valid for payment of tickets, including fare, surcharge and government-imposed taxes and fees imposed on ticket purchases. It is not valid for other types of fees (including bag fees, change fees, upgrades or other ancillary purchases or fees with Delta), and it does not have any cash value. The Credit expires within one year from the date of issuance and must be redeemed on or before the expiration date. If the value of the Credit is
greater than the flight purchased, the Card Member will be able to use the residual value in another transaction before the expiration date. Visit delta.com/redeem
for more information about redemption options. Limit one Credit per calendar year per Card Account. Please allow 6-8 weeks after reaching the Purchase Requirement for the Credit to be issued. On rare occasions (for example, when the name on your SkyMiles account doesn’t match the name on your Amex account), the timing of the deposit could be delayed. If the Card Account is cancelled or past due at the time of Credit issuance, it may not qualify to receive the Credit. If you have transferred to a different Card after reaching the Purchase Requirement and before the time of Credit issuance, you may not receive the Credit. The Credit is non-transferable from one Delta SkyMiles
Member's account to another but can be applied towards someone else's ticket without limitation. The Credit may be combined with up to 2 other Delta eCredits. If the Basic Card Member transfers from a different Delta SkyMiles Card product to the Delta SkyMiles Gold Card, any eligible purchases made on the prior Card Account during the calendar year will count toward the Purchase Requirement, after the first transaction on the new Card Account. The Credit may be redeemed for Delta flights purchased in currencies other than United States Dollars and will be converted to the currency of the country of payment at the Bankers Rate of Exchange in effect on the date of ticket issuance, and the
rate of exchange must be indicated on the ticket.
The benefit is only available to the Basic Card Member; however, eligible purchases made by Additional Card Members will contribute to the Purchase Requirement. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, purchases of traveler’s checks, purchases of gift cards, person-to-person transactions, purchases or reloading of prepaid cards, or purchases of other cash equivalents. American Express relies on merchants' processing of transactions to determine the transaction date. If there is a delay in a merchant submitting a transaction to us or if a merchant uses another
date as the transaction date, then your purchase may not count toward the Purchase Requirement in the calendar year in which you made the purchase. For example, if you make a purchase on December 31 but the merchant processes the transaction such that it is identified to us as occurring on January 1, your purchase will count toward the Purchase Requirement in the calendar year which began on that January 1. Additional terms, conditions and restrictions apply. See delta.com/amexflightcreditterms for details.
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7. $100 Delta Stays Credit:
Basic Delta SkyMiles® Gold American Express Card Members can earn up to $100 in statement credits per calendar year when a Basic Card or an Additional Card on the Account is used to pay for a new Delta Stays prepaid hotel or vacation rental booking on the Delta Stays platform (delta.com/stays) (each, an “Eligible Delta Stays Booking”).
Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. However, the total amount of statement credits for Eligible Delta Stays Bookings will not exceed $100 on the Card Account per calendar year. Eligible Delta Stays Booking does not include interest charges, cancellation fees, property fees, resort fees, or other similar fees, or any charges by a property to you (whether for your booking, your stay or otherwise). Please allow 6-8 weeks after an Eligible Delta Stays Booking is charged to your Card for statement credit(s) to be posted to the Account. Call the number on the back of the Card if statement credits have
not posted by that time, or for additional information. American Express relies on the merchant’s processing of transactions to determine the transaction date. If there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date then your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an Eligible Delta Stays Booking is purchased on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, the January statement credit would be applied if available. American Express also relies on information
provided to us by the merchant to identify an Eligible Delta Stays Booking. If American Express does not receive the information that identifies your transaction as eligible for this benefit, the Basic Card Member will not receive the statement credit. Basic Card Members may not receive the statement credit if we receive inaccurate information or are otherwise unable to identify your purchase as eligible, if a transaction is made with an electronic wallet or through a third party (such as an app store), or if the merchant uses a mobile or wireless card reader to process it. For additional information on Delta Stays, visit
delta.com/stays
. The Delta Stays program is subject to change, and American Express has no control over those changes. Bookings through Delta Vacations and products other than prepaid hotels and vacation rentals booked through Delta Stays will not qualify for statement credits. Statement credit(s) may not be received or may be reversed if the Eligible Delta Stays Booking is refunded, cancelled, or modified. If the Card Account is cancelled or past due at the time of statement credit fulfillment, it may not qualify to receive a statement credit. Prepaid hotels and vacation rentals available through the Delta Stays platform are subject to change. If American Express, in its sole discretion, determines
that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, American Express will not have an obligation to provide and may reverse any statement credits provided to you.
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General: All SkyMiles program rules apply. To review the rules, please visit Membership Guide & Program Rules.
Prices and rules are subject to change without notice. Delta, SkyMiles, and the Delta logo are registered service marks of Delta Air Lines, Inc. Delta is not responsible for goods or services offered by any companies participating in miles promotions. Partner offers subject to the terms and conditions of each individual offer. See individual offers for details. Partners subject to change. Offers void where prohibited by law. Other restrictions may apply.
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