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In the world of travel credit cards, there's always a new bombshell entering the villa. 

There are cards with high annual fees, low annual fees, lounge passes, and free checked bags. Some may be your type, and some might even give you the ick. 

But through it all, there's one card that I'd always couple up with, every time we're at the firepit. 

That's the Chase Sapphire Preferred® Card dropped its best offer of the year -100,000 bonus points after spending $5,000 on the card in the first 3 months. 

Going team members love Chase Sapphire Preferred because the card enhances their travel, all for a modest annual fee. When my colleagues started sharing with me how they use their card and the travel experiences the card unlocks, I just knew I had to share with you. 

Here are real ways Going team members use the Chase Sapphire Preferred:

My coworker Brooke, author of our In The Know newsletters, told me about two two-week trips in Iceland and Canada where she used the primary auto rental coverage from her Chase Sapphire Preferred. 

When you pay with Chase Sapphire Preferred, coverage is automatic when you charge the entire rental to your card. That means you can save hundreds per trip by declining the rental car company's overpriced insurance

"Thankfully, I didn't need to make use of the insurance, as we made it through both trips without incident, but it's saved me a bunch of money on additional coverage. Plus, the peace of mind is worth its weight in gold Biscoff cookies," said Brooke.

Chase Sapphire Preferred points don't transfer to Delta SkyMiles. But Flight Expert Lousson has a backdoor way to use points for domestic Delta flights. Chase points transfer 1:1 to Virgin Atlantic, which partners with Delta. 

Lousson finds Delta domestic flights available through Virigin, then transfers his Chase Sapphire Preferred points to Virgin to book for him and his family.

Kayla, one of Going's email experts, told me, "When my husband and I went to Italy, we booked a United flight through Chase Travel® to earn 5x points." 

Purchases made with the Chase Sapphire Preferred on Chase Travel for flights, cruises, hotels, rental cars, activities, and tours on travel earn 5x points per dollar, so this can be a rewarding way to earn more quickly.

Rob, leader of our Member Success team, raved to me about the airline transfer partners with Chase Sapphire Preferred. Most times, points transfer 1:1 to airline partners, but Rob found a deal when a transfer bonus was running, meaning he needed 20% less points to book the flight.

Rob said, "I just used the 20% transfer bonus to Air Canada to score a business flight home instead of splurging for premium economy. I got to double splurge and get woken up in the middle of the night for the 'cake service.'"

In life, just like in airline transit, sometimes shift happens. Lousson also told me of a time when the Purchase Protection on the Chase Sapphire Preferred came in clutch. 

Lousson told me, "My wife's rental car got broken into when she was on a work retreat, and since we bought her purse, watch, and headphones with our Chase Sapphire Preferred, they were covered under Purchase Protection. They cut us a check to get some stuff back."

No one likes to imagine the worst-case scenarios when traveling, but benefits like this help give travelers peace and security.

A few months ago, you might recall me spilling digital ink, fretting that I'd need to open a new card to renew my Global Entry access. I hemmed and hawed over whether to splurge for a premium card.

Now, I don't have to worry. My Chase Sapphire Preferred now includes the application fee credit for Global Entry (or TSA PreCheck, but go with Global Entry and you get TSA PreCheck, too). I plan to use this very soon!

There you have it. My teammates and I have used Chase Sapphire Preferred to book flights for less, earn more points, get peace of mind and security, and zip through security lines. 

So join us and get your Chase Sapphire Preferred today, and earn 100,000 points!

This is one recoupling you won't regret. 

With expert:

Kurt Adams

Kurt Adams is the Points and Miles Expert for the Going travel app. As a personal finance expert with a deep understanding of credit card rewards and frequent flier programs, Kurt helps consumers navigate the intersection of money and travel. A graduate of Princeton, he lives in New York.